Why We're Self-Pay

The honest answer to the first question most families ask — and why it works in your favor.

Self-pay therapy in Texas — two birds at sunrise symbolizing an unhurried, direct relationship between family and psychologist

What Self-Pay Means for Your Family

Little Dove Psychology is a fee-for-service practice. We don't bill insurance directly. That decision is deliberate, and it shapes everything about how we're able to care for your family.

When a practice works through insurance panels, the insurance company — not the psychologist, and not your family — makes many of the decisions that matter: how many sessions are covered, what diagnosis must be on file before treatment starts, which treatments qualify, and when care must end. For children and teens, that often means a diagnosis entered into their permanent medical record before anyone fully understands what's going on.

Working self-pay means your child's treatment plan is designed around your child — not around a reimbursement code.

What You Get in Return

Privacy

No diagnosis is required to start, and nothing is reported to an insurance company. Your child's records stay between you and your psychologist.

Faster access

Insurance-panel practices often carry months-long waitlists. We have appointments available now — including evenings and weekends.

Care on your timeline

Sessions continue as long as they're helping — not until an authorization runs out. Frequency and format flex with your family's needs.

Specialist-level expertise

Fee-for-service is what lets a hospital-trained pediatric psychologist spend unhurried time with a small caseload of families.

Transparent pricing

Flat session fees and membership plans — no surprise bills, no denied claims, no retroactive charges.

Superbills for reimbursement

We provide superbills you can submit to your insurance for potential out-of-network reimbursement. Many PPO plans cover a meaningful portion.

Making It Work Financially

Most families use one or more of these to bring the cost down:

Out-of-network benefits — submit our superbill; many PPO plans reimburse 50–80% after the deductible
HSA/FSA funds — therapy is a qualified expense; most families can pay with pre-tax dollars
Membership plans — predictable monthly pricing for ongoing care, at a lower effective session rate

Questions about what this would look like for your family? That's exactly what the free consultation is for. See How It Works & Pricing →

Ready to Get Started?

Take the first step with a free 15-minute consultation. Call (512) 240-2633 or contact us online.