Fees & Insurance

In network with Aetna, Blue Cross Blue Shield of Texas, Optum (UnitedHealthcare), and Oscar Health, for both therapy and psychological testing; in-network families pay their plan's copay. Self-pay therapy sessions at Little Dove Psychology are $125 with a doctoral student or licensed professional counselor, $150 with a licensed psychological associate, $175 with a licensed psychologist, and $400 with Dr. Kristin Kroll. Self-pay evaluations are $1,750 to $3,200 depending on the evaluation, with no hourly charges added afterward.

Updated September 17, 2026 · Reviewed monthly

Fees and insurance at Little Dove Psychology - two birds at sunrise symbolizing a clear, direct relationship between family and psychologist

Insurance We Accept

Little Dove Psychology is in network with Aetna, Blue Cross Blue Shield of Texas, Optum (UnitedHealthcare), and Oscar Health. If your family carries one of these plans, you pay your plan's copay or cost share rather than our self-pay rate.

Both therapy and psychological testing are billed to insurance. Comprehensive ADHD, autism, and dyslexia evaluations are covered under these four plans the same way therapy sessions are. We have providers in network with Optum/UnitedHealthcare, Aetna, and Blue Cross Blue Shield of Texas, for both therapy and testing. Not every clinician is in network with every plan, so when you call for your free consultation we will match you with a clinician your plan covers and confirm the details before anything is scheduled.

Our Optum contract is UnitedHealthcare's behavioral health contract, so it covers most United-family plans, among them UnitedHealthcare, UMR, All Savers, Surest (formerly Bind), Golden Rule, and UnitedHealthcare StudentResources.

For every other plan we are fee-for-service. You pay a flat fee, we provide a superbill, and many PPO plans reimburse a meaningful portion out of network. HSA and FSA funds apply either way.

What Insurance Covers, at a Glance

ServiceIn network with our four plansSelf-pay rate
Therapy, licensed psychologistBilled to insurance, you pay your copay$175 per session
Therapy, licensed psychological associateSelf-pay only, not billed to insurance$150 per session
Therapy, doctoral student or licensed professional counselorSelf-pay only, not billed to insurance$125 per session
Comprehensive ADHD evaluationBilled to insurance$1,750
Comprehensive autism evaluationBilled to insurance$1,750
Comprehensive dyslexia and reading evaluationBilled to insurance$1,750
Comprehensive ADHD and autism evaluationBilled to insurance$2,500
Comprehensive neuropsychological evaluationBilled to insurance$3,200
Free 15-minute consultationNo chargeNo charge

Sessions with Dr. Kroll, the practice founder, are $400 for self-pay families; most new therapy clients are seen by our other psychologists.

Every evaluation fee above includes testing, scoring, record review, interpretation, an individualized written report, and a live feedback session. There are no separate hourly charges added afterward. See what each evaluation includes →

Where Coverage Applies

Therapy is available in Texas and the other PSYPACT states, for children, teens, and college students. Insurance billing follows your plan, so an out-of-state student on a Texas parent's plan is usually still in network.

Evaluations are Texas only. Psychological and ADHD testing requires Texas licensure and is not covered by PSYPACT, so we test clients located in Texas at the time of the appointment, ages 6 through 55. If you are out of state and want testing, say so on the consultation and we will tell you plainly rather than start something we cannot finish.

Making It Work Financially

Most families use one or more of these:

•In-network coverage: Aetna, Blue Cross Blue Shield of Texas, Optum (UnitedHealthcare), and Oscar Health
•Out-of-network benefits: submit our superbill; many PPO plans reimburse 50 to 80 percent after the deductible
•HSA and FSA funds: therapy and evaluations are both qualified expenses, so most families can pay with pre-tax dollars
•Verification before you commit: we check your benefits and tell you the expected cost before anyone is scheduled

Questions about what this looks like for your family? That is what the free consultation is for, and Dr. Kroll takes it personally. Schedule a consultation →

What Stays the Same, However You Pay

Same clinicians

Hospital-trained, doctoral-level clinicians with small caseloads. Insurance does not route you to a different tier of provider.

Faster access

No months-long waitlist. Most families have a first therapy session the same week they reach out (about five days on average), and evaluations are typically scheduled within a week.

Care on your timeline

Sessions continue as long as they are helping. Frequency and format flex with your family's needs.

Transparent pricing

Self-pay rates are published above. In-network families get a benefits check and an expected cost before scheduling.

Privacy

We share only what a claim requires, and nothing more. For self-pay families, records stay entirely between you and your psychologist.

Superbills

For plans we are not in network with, we provide superbills for out-of-network reimbursement. Many PPO plans cover a meaningful portion.

Insurance and Fees, Answered

Does Little Dove Psychology take insurance?

Yes. We are in network with Aetna, Blue Cross Blue Shield of Texas, Optum (UnitedHealthcare), and Oscar Health. Members of these plans pay their copay or cost share instead of our self-pay rate. For all other plans we are fee-for-service and provide a superbill for out-of-network reimbursement.

Is ADHD testing covered by insurance?

Yes. Comprehensive ADHD evaluations are billed to insurance for members of our four in-network plans: Aetna, Blue Cross Blue Shield of Texas, Optum (UnitedHealthcare), and Oscar Health. The same applies to autism, dyslexia and reading, combined ADHD and autism, and comprehensive neuropsychological evaluations. Not every clinician is in network with every plan, so when you call we will match you with an evaluator your plan covers and confirm the details before anything is scheduled. For families on other plans, the self-pay rate is $1,750 for a comprehensive ADHD evaluation.

Are UMR, Surest, and other United plans included?

Yes. Our Optum contract is UnitedHealthcare's behavioral health contract, so it covers most United-family plans, among them UnitedHealthcare, UMR, All Savers, Surest (formerly Bind), Golden Rule, and UnitedHealthcare StudentResources. If you are unsure which entity administers your plan, read us the payer name on your card during the consultation. Oscar Health plans are also in network.

How much does therapy cost without insurance?

Sessions with a licensed psychologist are $175, sessions with a licensed psychological associate are $150, and sessions with a doctoral student or licensed professional counselor are $125. Sessions with Dr. Kroll, the practice founder, are $400. All are HSA and FSA eligible, and we provide a superbill you can submit to your plan for out-of-network reimbursement.

How much does an evaluation cost without insurance?

A comprehensive ADHD, autism, or dyslexia and reading evaluation is $1,750, a combined ADHD and autism evaluation is $2,500, and a comprehensive neuropsychological evaluation is $3,200. Each fee covers testing, scoring, record review, interpretation, a written report, and a live feedback session, with no separate hourly charges.

What if you are not in network with my plan?

You pay the self-pay rate and we provide a superbill you submit to your insurer. Many PPO plans reimburse 50 to 80 percent of an out-of-network session after the deductible is met. HSA and FSA funds apply to both therapy and evaluations.

Can you bill insurance if I live outside Texas?

For therapy, often yes. Therapy is available across Texas and the other PSYPACT states, and a college student on a parent's Texas plan is usually still in network. Evaluations are different: psychological testing requires Texas licensure, is not covered by PSYPACT, and is available only to clients located in Texas at the time of the appointment.

Will you check my benefits before I commit?

Yes. We verify your coverage and give you an expected cost before anyone is scheduled. The 15-minute consultation is free, Dr. Kroll takes it personally, and nothing is billed until you decide to move forward.

Ready to Get Started?

Take the first step with a free 15-minute consultation with Dr. Kroll. Families rate the practice 5.0 on Google across 36 reviews, every single one five stars. Call (512) 240-2633 or contact us online.